Home Ownership, First-time Buyers, HUD/FHA

”HUD” is the acronym for the U.S. Department of Housing and Urban Development. There may be similar departments and programs in other countries.

Anyone 18 years or older who has not purchased a house in their name should consider looking into HUD-owned property. This does not necessarily mean the house is of lower quality, it only means that HUD owned the mortgage and now owns the home.

Many of the homes will need some work just like any other home when it is purchased.

Visit these websites and/or call HUD to find out how you can qualify.

Do not assume that you do not qualify, even if working for minimum wage and/or getting food assistance. Call HUD.

HUD website to search for homes and other properties

Information on Buying A Home

Let FHA Loans Help You (FHA is a part of HUD)

HUD Homepage

You do not have to buy a home from the HUD Home Store website. Also, you do not have to buy a HUD home. If you qualify for assistance, your choices are greater. Investigate and ask.

A husband or a wife might be able to qualify by themselves if they are not on a mortgage.  Ask.